Future Value: ₹0
SIP Calculator
The SIP (Systematic Investment Plan) Calculator helps you estimate the future value of your monthly investments. It’s useful for planning mutual fund investments for long-term wealth creation.
How It Works:
By investing a fixed amount every month in mutual funds, you can accumulate wealth over time due to the power of compounding. This calculator uses the expected rate of return and tenure to show your maturity amount.
Steps to Use the Calculator:
- Enter your Monthly Investment Amount (SIP amount).
- Enter the Expected Annual Return (%).
- Enter the Investment Duration in years.
- Click Calculate to know the estimated returns.
Example:
If you invest ₹5,000/month for 10 years at an expected return of 12% annually, your total value may be:
1. What is a SIP Calculator?
A SIP Calculator is a financial tool that helps investors estimate the future value of their monthly mutual fund investments. It’s especially useful for long-term wealth planning.
2. How Does the SIP Calculator Work?
The SIP calculator works on the power of compounding. It calculates returns based on three inputs:
- Monthly Investment (SIP amount)
- Expected Annual Return (%)
- Investment Duration (in years)
The calculator assumes monthly compounding to give accurate projections.
3. How to Use Our SIP Calculator?
- Enter your Monthly SIP Amount
- Enter the Expected Annual Return
- Enter the Investment Duration (in years)
- Click "Calculate" to get your estimated returns
Example: SIP Calculation for ₹5,000/Month
- Monthly SIP: ₹5,000
- Duration: 10 years
- Expected Return: 12% per annum
- Estimated Corpus: ₹11.6 Lakhs
4. SIP vs Lumpsum – Which is Better for You?
If you prefer consistent monthly investing, SIP is ideal. For large one-time investments, use our lumpsum mutual fund calculator to compare. Both have their pros and cons depending on your financial goal.
5. SIP Return Calculator for SBI, HDFC, LIC & More
You can use this tool as:
- SBI Mutual Fund SIP Calculator
- HDFC Mutual Fund Calculator
- LIC Mutual Fund SIP Calculator
- Mutual Fund Calculator SBI
- HDFC SIP Return Calculator
It supports all platforms including ICICI, Groww, Zerodha Coin, Axis, and Paytm Money.
6. Step-Up SIP Calculator: Increase Your SIP Over Time
This calculator also supports annual step-up SIPs. If your income increases yearly, you can plan accordingly using our step-up SIP calculator to see a larger corpus.
7. Benefits of Using a SIP Calculator for Mutual Fund Planning
- Instant return estimation for better financial planning
- Works for all major mutual fund platforms
- Helps compare SIP vs Lumpsum strategies
- Supports step-up and percentage return projections
- Ideal for retirement, education, and wealth goals
8. FAQs – Mutual Fund SIP & Investment Calculators
Q1: Is this calculator suitable for SBI mutual funds only?
No, it works for all platforms like HDFC, ICICI, LIC, Groww, and more.
Q2: Can I compare SIP and lumpsum investments?
Yes, use our separate lumpsum mutual fund calculator for comparison.
Q3: Does this support step-up SIPs?
Absolutely. Use it as a step-up SIP return calculator.
Q4: Is this tool helpful for beginners?
Yes, it’s ideal for first-time investors, salaried professionals, and long-term planners.