💸 EMI Help Tracker

📢 Total EMI Support Fund: ₹

👥 Total Applicants:

💰 Total Help Given: ₹

🟢 Available Fund: ₹

(Data last updated: )

💬 EMI Support Offer – For LAS Users Only!

📢 Special facility for Loan Against Shares applicants – We directly support your EMI, with no interest and no extra charges!

✅ How Does EMI Support Work?

🔍 Criteria📌 Details
Who is Eligible?Only users who apply for Loan Against Shares (LAS)
Support Amount3% to 25% of the total loan (usable any time during tenure)
When is it given?During market crash, income loss, missed EMIs, or emergencies
How often?It’s a revolving limit — repay to regain eligibility
Repayment Start?After 3 months of receiving help
If not repaid?Recovered from pledged shares

♻️ Revolving EMI Help Example

  • User eligible for 3% support (e.g., ₹5,000)
  • Uses only 1% (₹1,500)
  • Repays in 3–6 months
  • Now again eligible for full 3% help
  • Trusted users may get up to 25% support

🔐 Why Only for LAS?

  • Your shares are pledged as collateral
  • If repayment fails, shares can be sold
  • Keeps platform safe & fair for all users

💡 Why Is EMI Help Useful?

  • 📉 Less EMI pressure during market drops
  • 💰 Direct help, no interest or penalty
  • 🔄 Credit score stays protected
  • 🧾 Missed EMI alert & assistance

🧠 Backend Recovery Logic

⏳ Time🧠 Condition💡 Action
After 3 MonthsUser is stable (market/income)Start repayment
After 6 MonthsStill strugglingCase-by-case extension
Before next yearNo repaymentBlock further EMI help

🔁 Tip: Once repaid, EMI Help limit resets — just like a credit card limit!