Leverage your investments without selling your shares. Compare interest rates from top banks and apply online with 0% interest EMI support.
💡 What is a Loan Against Shares?
A Loan Against Shares (LAS) is a secured loan where you pledge your shares, mutual funds, or bonds to get instant liquidity — without selling your investments. Whether you need urgent funds for medical, business, or personal use, LAS is a fast and smart option.
📊 Loan Against Shares – Interest Rate Comparison (2025)
| Lender | Interest Rate (p.a.) | Loan Amount Range |
|---|---|---|
| HDFC Bank | 8.50% – 17.50% (Avg ~10.5%) | ₹5 Lakh to ₹20 Crore |
| ICICI Bank | 10.75% – 11.75% (Avg ~10.5%) | ₹5 Lakh+ |
| Kotak Mahindra | 8.00% – 11.00% | As per case |
| SBI | 9.95% – 12.25% | ₹50,000 – ₹20 Lakhs |
| Bajaj Finance | 8.00% – 15.00% | ₹10,000 – ₹1 Crore+ |
💡 Tip: Actual interest depends on the type of security (equity, MF, bonds), your CIBIL score, and the lender’s spread.
🚀 Why Apply Through Us?
We offer more than just a loan comparison — we help reduce your EMI burden.
✅ Our Benefits:
Compare interest rates across top banks & NBFCs
Apply 100% online — fast and secure
Loan from ₹10,000 to ₹25 Lakhs
Processing within 48 hours
0% Interest EMI Assistance (We support your interest — you only repay the principal)
Trusted by 1,000+ customers across India
💡 What is 0% Interest EMI Assistance?
Our platform offers temporary interest support to help you manage your EMI if you’re short on funds. You continue to repay the principal amount as usual.
We provide up to 3% of your loan amount as repayable assistance — this amount is interest-free and meant only for use in months when you’re unable to pay the full EMI.
✅ You repay the full loan.
✅ We temporarily cover the interest — which you repay later (0% interest).
✅ Helps protect your credit score.
📌 No hidden charges.
📌 No permanent waiver of interest.
📄 Documents Required:
PAN Card
Aadhaar Card (for address/KYC)
Demat Account Details
Recent Bank Statement
Passport-size photo
Signed Agreement (digitally accepted)
💻 Apply Process (Fully Online):
Fill the short application form
Upload/share your KYC & Demat details
Choose your lender & interest rate
Get loan approval in 24–48 hours
Funds transferred directly to your bank
⚠️ Charges & Fine Print (All Banks)
Processing Fee: ₹1,000–₹3,500 depending on lender
Stamp Duty: As per state laws
Prepayment Charges: Usually NIL, but confirm with lender
Late EMI: Standard 2% penalty per month
Margin Calls: If share value drops, you may need to top-up
❓ FAQs
Q. Can I apply if I already have shares pledged with SBI?
Yes. You can apply for EMI Help on your existing SBI LAS.
Q. Is this a new loan?
No. We support your existing loan — or help you shift to a lower interest provider.
Q. Do I need to pay anything extra for EMI help?
No. It’s completely free. We only pay your interest — no fees from you.
Q. How is 0% interest possible?
We offer cashback/reward-based EMI support via partnerships. You repay principal only.
📣 Ready to Save Interest?
✅ Apply online
✅ Repay at 0% interest
✅ Get funds in 48 hours
✅ No need to sell your shares
👉 [ – Start Saving on EMI Today]