Compare 50+ Credit Cards. Save Time, Earn More Rewards

Whether you want to save money on daily spending, travel in style, or build your credit score, the right credit card can make all the difference.
Use our smart filters below to find a card tailored to your lifestyle, income, and goals.

Find the Right Credit Card for You

Choosing the right credit card doesn’t have to be complicated. Whether you’re looking for cashback offers, travel rewards, low-interest rates, or a card to help build your credit score — we’ve got the ideal match for you. Browse top cards from leading banks and use smart filters to find one that suits your lifestyle and spending habits. Compare annual fees, features, and exclusive benefits — all in one place. 

👉 Start by selecting what matters most to you.

HDFC Pixel Play Credit Card

Type: Customizable / Cashback / Travel

Digital‑First Card with Category‑Based Cashback
  • 5% cashback on 2 selected categories (Dining, Grocery, Travel, Fashion, Electronics)
  • 3% cashback on 1 chosen e‑commerce platform (Flipkart/Amazon/PayZapp)
  • 1% unlimited cashback on other spends + 1% fuel surcharge waiver
  • ₹500 joining & renewal fee (waived on ₹20K/₹1L spends)
  • Fully digital onboarding via PayZapp + instant virtual card

HDFC Freedom Credit Card

Type: Rewards / Cashback / Travel

Entry‑Level Cashback & Lifestyle Rewards
  • 10× CashPoints on BigBasket, BookMyShow, OYO, Swiggy & Uber (capped at 2,500 points/month)
  • 1 CashPoint per ₹150 on other spends
  • 20% off at partner restaurants via Swiggy Dineout
  • ₹500 joining & renewal fee (waived on ₹50K annual spend)
  • 1% fuel surcharge waiver on ₹400–₹5,000 (₹250 max/month)
  • Zero liability on lost card & contactless payments; 50 days interest-free period
IndianOil HDFC Bank Credit Card

IndianOil HDFC Bank Credit Card

Type: Fuel / Cashback / Rewards

Fuel Benefits. Ready For You.
  • Earn up to 50 Litres of Free Fuel annually
  • Earn 5% Fuel Points at IndianOil outlets, groceries & bill payments
  • Get 1 Fuel Point per ₹150 spent on all other purchases
  • Enjoy 1% Fuel Surcharge Waiver on eligible transactions

Diners Club Privilege Credit Card

Type: Premium / Travel / Rewards

Global Belonging. Ready for You
  • Buy 1 Get 1 Free on all movie tickets via BookMyShow
  • 5X Reward Points on Swiggy and Zomato
  • Complimentary Swiggy One & Times Prime memberships as welcome gift
  • ₹1,500 worth vouchers (Marriott, Decathlon & more) on quarterly spends of ₹1.5L
  • 8 Complimentary Lounge Access worldwide every year
  • 4 Reward Points per ₹150 spent on all other transactions

Millennia Credit Card

Type: Cashback / Rewards

The Best CashBack Credit Card
  • 5% Cashback on Amazon, Flipkart, Myntra, Swiggy, Zomato, Tata CLiQ, Uber, Sony LIV, Cult.fit, BookMyShow
  • 1% Cashback on other spends
  • ₹1000 Gift Vouchers on spending ₹1,00,000+ in a calendar quarter

MoneyBack+ Credit Card

Type: Rewards / Shopping

The Most Rewarding Card For Everyday Spends
  • 10X CashPoints (3.3% Valueback) on Amazon, Flipkart, Swiggy, Reliance Smart SuperStore & BigBasket
  • Up to 50 Days Interest-Free Credit Period
  • 2 CashPoints per ₹150 spent on other purchases
  • ₹500 Gift Voucher on ₹50,000 quarterly spends
AU Zenith+ Metal Credit Card

AU Zenith+ Metal Credit Card

Type: Premium / Travel / Rewards

Luxury Travel & Lifestyle Benefits
  • 4 Int’l & 16 Domestic Lounge Visits/yr
  • ₹5,000 Welcome Benefit
  • 0.99% Forex Mark-up
  • ₹4,999 Annual Fee (waived on ₹8L spends)

AU Vetta Credit Card

Type: Premium / Travel / Rewards

Everyday Luxury with Travel Perks
  • 1 Free Airport Lounge Access/Quarter
  • ₹2,000 Welcome Voucher on ₹30K Spend
  • Quarterly & Annual Milestone Rewards
  • ₹2,999 Annual Fee (Waived on ₹1.5L spend)
AU LIT Credit Card

AU LIT Credit Card

Type: Customizable / Lifestyle / Rewards

India’s First Fully Customisable Credit Card
  • Choose benefits via AU 0101 App
  • 10X Rewards, Streaming & Travel Perks
  • Lifetime Free (Pay only for selected features)
  • ₹49 to ₹499 every 90 days based on features

AU SPONT Credit Card

Type: Budget / Cashback / Travel

Everyday Rewards, Instant Coins & Lounge Perks
  • 1% cashback on all UPI & card spends (capped ₹500/month)
  • Earn 5 coins per UPI transaction + 500 bonus coins on first UPI use
  • 2 Domestic Airport + 2 Railway lounge visits per quarter (₹20K qtr spend req.)
  • Fuel surcharge waiver 1% (₹400–₹5K fuel spends)
  • Joining & renewal fee: ₹299 + GST

AU NOMO Credit Card

Type: Secured / Travel / Rewards

Credit Card Against FD – Build Credit with Rewards
  • Secured against FD ₹20K minimum
  • 2 Reward Points/₹100 (retail), 1 RP/₹100 (utility/insurance)
  • Welcome Bonus: 500 RP on first txn within 30 days
  • Quarterly milestone: 500 RP on ₹25K; +500 RP on ₹50K
  • 2 airport + 2 railway lounge visits each quarter on ₹20K spend
  • Fuel surcharge waiver 1% (₹400–₹5K spends)
  • 0.99% low forex markup; Contactless & Xpress EMI
  • Joining Fee ₹199; Lifetime Free thereafter

AU Altura Credit Card

Type: Cashback / Travel / Budget

Entry‑level Cashback Card with Lounge Access
  • 2% cashback on groceries, utility & departmental spends (₹50 cap per cycle)
  • 1% cashback on other retail spends (₹50 cap per cycle)
  • ₹50 milestone cashback on ₹10K retail spend each statement cycle
  • 2 complimentary railway lounge visits per quarter
  • 1% fuel surcharge waiver on ₹400–₹5K spends (max ₹100 per cycle)
  • Joining & renewal fee ₹199 + GST (waived on ₹10K first‑year and ₹40K annual retail spends) :contentReference[oaicite:2]{index=2}

AU Altura Plus Credit Card

Type: Cashback / Rewards / Travel

Shop, Earn & Travel Smart
  • 1.5% cashback on POS retail (capped ₹100/cycle)
  • 2 Reward Points/₹100 on online spends (unlimited)
  • ₹500 voucher on ₹10K spend within 60 days
  • 500 bonus RP on ₹20K/month spends
  • 2 complimentary railway lounge visits/quarter at major stations
  • 1% fuel surcharge waiver (₹400–₹5K), ₹150 max/cycle
  • Joining/renewal fee ₹499 (waived on ₹20K–₹80K spend)
SBI Card ELITE

SBI Card ELITE

Type: Travel / Lounge / Rewards

Premium Lifestyle, Unmatched Benefits
  • Welcome e-Gift Voucher worth ₹5,000 (Yatra, Hush Puppies, etc.)
  • Complimentary Lounge Access – 6 international & 8 domestic visits per year
  • Free Movie Tickets worth ₹6,000 annually via BookMyShow
  • Up to 5X Reward Points on dining, departmental stores & grocery
  • Complimentary Club Vistara Silver & Trident Privilege Red memberships
SBI Card PRIME

SBI Card PRIME

Type: Travel / Rewards / Lounge

Premium Privileges for the Smart Spender
  • Welcome Gift: ₹3,000 e-Gift Voucher (Yatra, Bata, Hush Puppies, etc.)
  • Complimentary Lounge Access – 4 International & 8 Domestic visits per year
  • PRIME Rewards: 10 RP per ₹100 on dining, groceries, and movies
  • Milestone Benefits: Annual spend of ₹5L = ₹7,000 voucher
  • Free Club Vistara Silver & Trident Privilege Red memberships

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Ready to Take the Next Step?

Finding the right credit card is just the beginning. Once you’ve shortlisted a few options based on your lifestyle and spending habits, it’s time to dive deeper into the details — eligibility, documents, interest rates, fees, and more.

We know that the world of credit cards can feel confusing at times. That’s why we’ve put together a helpful FAQ section to answer all your common questions. Whether you’re a first-time applicant or looking to upgrade your existing card, we’re here to make the process easier for you.


Still Have Questions?

You’re not alone — many people have similar concerns before choosing the perfect card. From application steps to understanding benefits, rewards, and annual charges, we’ve covered it all.

Check out the answers below to gain clarity and make an informed decision.

1. How do I choose the right credit card for me?

Start by identifying your primary goal — do you want cashback, travel rewards, low interest, or to build your credit score? Use filters to compare features, annual fees, and benefits that align with your spending habits.


2. What documents are required to apply for a credit card?

Generally, you’ll need:

  • A valid government-issued ID (like Aadhaar or PAN card)

  • Address proof

  • Income proof (salary slips, bank statements, or ITR)

Requirements may vary by bank.


3. Will applying for a credit card affect my credit score?

Yes, every credit card application leads to a hard inquiry, which may cause a slight dip in your score temporarily. However, using the card responsibly over time can help build and improve your credit score.


4. What is an annual fee and should I be worried about it?

An annual fee is a yearly charge for using the card. Many cards offer “lifetime free” or “first-year free” options. If a card has high rewards, the benefits may outweigh the fee.


5. How long does it take to get a credit card after applying?

Once your application is approved, most banks deliver the card within 5–15 working days. Some digital-first cards may offer instant virtual access.