Need urgent cash but don’t want to sell your shares?
With a Loan Against Shares (LAS), you can borrow ₹1 to ₹5 lakh quickly — while your investments stay right where they are!
Whether it’s an emergency or a short-term expense, this small-ticket loan is a smart and secure way to unlock the value of your stocks.
✅ Who is This Loan Ideal For?
✔️ Salaried professionals or first-time borrowers
✔️ Investors with portfolios worth ₹1.5L – ₹8L
✔️ Personal needs like medical, education, or travel
✔️ Traders looking for liquidity without selling their shares
📊 Loan Details & Eligibility (₹1L–₹5L)
| 🔹 Criteria | ✅ Details |
|---|---|
| Minimum Portfolio Value | ₹1.5L to ₹8L (Demat Shares only) |
| Eligible Stocks | Top 300 NSE/BSE stocks |
| Loan Amount | 50–70% of your portfolio value |
| Tenure | 6 months to 3 years |
| Documents Needed | PAN, Aadhaar, Demat Statement |
| Processing Time | 24–48 hours |
💰 Interest & Repayment Made Easy
Interest: 9% to 12% p.a. based on your profile
EMI Flexibility: Monthly EMI or bullet repayment
No prepayment charges — close anytime you want
Bonus: Eligible users can get up to 15% EMI support!
💬 EMI Help Program – Exclusive Offer
| 🎯 Tier | 🎁 EMI Support |
|---|---|
| New Users | Up to 3% of loan amount |
| Verified Customers | Up to 15% |
| Trusted Users | Revolving help enabled |
📌 Example:
Took a ₹3L loan?
Used ₹9,000 EMI help (3%)?
Repay it, and your eligibility resets — use it again when needed!
🛑 Help is available only if your shares are pledged and repayments are on track.
🔍 Why LAS Makes Sense for Smaller Loans?
🛡️ No need to sell shares — just pledge and keep them growing
🚀 Funds in your bank within 48 hours
🧾 No income proof needed
📈 Your portfolio stays intact
🔐 100% secure, RBI-regulated process
✅ Real-Life Use Cases
₹1–2L: Medical bills, education fees, urgent travel
₹3–5L: Home renovation, business use, margin support
₹5L+: Partial exit planning or short-term liquidity
📢 EMI Help Fund Status
📲 Ready to Apply?
Need funds urgently without selling your stocks?
✅ Apply now for ₹1L–₹5L Loan Against Shares
🎯 EMI help is limited — check tracker for current fund status!
🔚 Final Thought
If you need a small loan without the hassle of paperwork or selling your shares, this option is for you. And with our EMI Help Program, you’re not alone — we support you when it matters most.
FAQs (Loan Against Shares ₹1L–₹5L)
What is a Loan Against Shares (LAS)?
A Loan Against Shares lets you borrow money by pledging your existing stocks, without selling them. It’s a secured loan offered by banks, NBFCs, or platforms like ours.Who is eligible for a ₹1 to ₹5 lakh loan against shares?
Anyone with a share portfolio worth ₹1.5 lakh or more, held in Demat form, can apply. PAN, Aadhaar, and Demat statement are usually required.How much loan can I get on my shares?
You can get 50% to 70% of your total portfolio value as a loan, depending on the quality and type of shares pledged.What is the interest rate for small-ticket LAS (₹1–₹5 lakh)?
Interest rates typically range from 9% to 12% per annum, depending on your profile, loan tenure, and shares pledged.Do I need to repay the entire loan in EMIs?
No, you can choose flexible options like monthly EMIs or bullet repayment at the end of tenure — depending on what suits you best.Is there any EMI support available?
Yes! New users get up to 3% EMI support, and verified users up to 15%. This helps reduce your repayment burden during tough times.Will I lose my shares if I miss EMIs?
Not immediately. However, if you default for more than 3 months and don’t repay, the pledged shares may be sold to recover dues.How fast can I get the loan after applying?
You can receive the amount in your bank account within 24–48 hours after submitting the required documents and portfolio.